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Q. on average, how much do babies cost a year? keep in mind that I KNOW how to budget and would only want to spend the big bucks on day care (if i had to), diapers and doctors. Everything else would be easy. So how does someone who doesn't make THAT much $$ afford a baby?
My boyfriend makes double what i make so he makes great money and would help.
My boyfriend makes double what i make so he makes great money and would help.
Answer
Costs of Having a Baby
And you thought the home pregnancy test was expensive! The costs of raising a baby to age 18 costs between $125,000-$250,000 and that's not including college tuition! In your baby's first year alone, you can easily spend between $9,000-$11,000 (for diapers, formula, baby furniture, clothing, baby gear, etc.)
Two things that can save you money right off is deciding to use cloth diapers, using 2nd hand items and breastfeeding.
If you go back to work right away, childcare can cost as much as $3,000-$4,500 in your baby's first year, not to mention the higher insurance premium for adding an additional person. If you can stay home with your baby, you can save money.
Pregnancy
Don't forget about the delivery! It easily costs between $5,000-$8,000 for a normal vaginal delivery, up to $12,000 for a cesarean delivery and much more if there are complications. If you are covered by insurance, it may cover most of the cost.
more on infant budgeting
If you plan to use disposable diapers, plan on spending between $1,600-$2,300 by the time your baby is potty-trained. Expect your baby to go through at least 7-8 diapers a day on average and spending $80-$130 a month on diapers alone (especially in the first few months, when changes are more frequent.) Cloth diapering can be just as expensive as disposables if you use a diaper service. If you launder them yourself, you can save money. It is estimated that cloth diapering cost approximately $800-$1,100 by the time your baby is potty-trained (without the diaper service.)
For formula (up until your baby is one-year-old), expect to spend between $1,000-$2,300- depending on whether you use powder in a can or ready-to-pour liquids. Plan on spending at least $40 a week on infant formula. You can really cut your costs dramatically by breastfeeding for a year or more
Costs of Having a Baby
This is a break-down of the average prices for baby items (not all are a necessity.)
Smaller items: Washcloths, diaper rash ointment/powder, nail clippers, nasal aspirator, baby wash/lotion/oil/shampoo, pacifiers, extra nipples for bottles, bottle brush, breastfeeding pads, burp cloths/ lap pads, bibs, receiving blankets, car seat head support (for newborns), toys & more toys.
Going through pregnancy and birth is very costly, but worth every penny!
Crib with mattress- $160-$750
Crib bedding set- $35-$270
Crib blankets (4-6)- $8-$40 each
Fitted crib sheets (2)- $8-$20 each
Water-proof mattress cover- $10-$20
Bassinet or cradle- $35-$260
Changing table- $70-$600
Changing pad & cover- $25-$50
Dresser- $90-$650
Rocker or glider- $90-$500
Car seat- $35-$280
Stroller or travel system- $30-$300
Playpen or porta-crib- $60-$180
Swing- $45-$130
Play center or walker- $50-$125
Mobile- $25-$70
Baby carrier or sling- $20-$140
Monitor- $20-$230
Baby gate- $35-$250
Bouncer seat- $30-$90
Toy box- $25-$90
Gym or play mat- $25-$90
Doorway jumper- $25-$60
High chair- $45-$240
Diaper bag- $10-$60
Diaper pail- $20-$45 Refills- $15-$20 (3 pack)
Thermometer- $10-$90
First aid supplies (kit)- $20-$30
Humidifier or vaporizer- $15-$130
Bottles 8 oz & 4 oz (8-10)- $10-$20 (3 pack) or $20-$40 (starter set)
Bottle warmer- $18-$35
Sterilizer- $30-$70
Breast pump & accessories- $45-$350
Breastfeeding pillow- $20-$35
Bath tub or seat- $15-$35
Hooded towels (4)- $6-$30 each
Wipes (a lot)- $4-$5 (pack)
Clothes for first year- $500-$1,200
Costs of Having a Baby
And you thought the home pregnancy test was expensive! The costs of raising a baby to age 18 costs between $125,000-$250,000 and that's not including college tuition! In your baby's first year alone, you can easily spend between $9,000-$11,000 (for diapers, formula, baby furniture, clothing, baby gear, etc.)
Two things that can save you money right off is deciding to use cloth diapers, using 2nd hand items and breastfeeding.
If you go back to work right away, childcare can cost as much as $3,000-$4,500 in your baby's first year, not to mention the higher insurance premium for adding an additional person. If you can stay home with your baby, you can save money.
Pregnancy
Don't forget about the delivery! It easily costs between $5,000-$8,000 for a normal vaginal delivery, up to $12,000 for a cesarean delivery and much more if there are complications. If you are covered by insurance, it may cover most of the cost.
more on infant budgeting
If you plan to use disposable diapers, plan on spending between $1,600-$2,300 by the time your baby is potty-trained. Expect your baby to go through at least 7-8 diapers a day on average and spending $80-$130 a month on diapers alone (especially in the first few months, when changes are more frequent.) Cloth diapering can be just as expensive as disposables if you use a diaper service. If you launder them yourself, you can save money. It is estimated that cloth diapering cost approximately $800-$1,100 by the time your baby is potty-trained (without the diaper service.)
For formula (up until your baby is one-year-old), expect to spend between $1,000-$2,300- depending on whether you use powder in a can or ready-to-pour liquids. Plan on spending at least $40 a week on infant formula. You can really cut your costs dramatically by breastfeeding for a year or more
Costs of Having a Baby
This is a break-down of the average prices for baby items (not all are a necessity.)
Smaller items: Washcloths, diaper rash ointment/powder, nail clippers, nasal aspirator, baby wash/lotion/oil/shampoo, pacifiers, extra nipples for bottles, bottle brush, breastfeeding pads, burp cloths/ lap pads, bibs, receiving blankets, car seat head support (for newborns), toys & more toys.
Going through pregnancy and birth is very costly, but worth every penny!
Crib with mattress- $160-$750
Crib bedding set- $35-$270
Crib blankets (4-6)- $8-$40 each
Fitted crib sheets (2)- $8-$20 each
Water-proof mattress cover- $10-$20
Bassinet or cradle- $35-$260
Changing table- $70-$600
Changing pad & cover- $25-$50
Dresser- $90-$650
Rocker or glider- $90-$500
Car seat- $35-$280
Stroller or travel system- $30-$300
Playpen or porta-crib- $60-$180
Swing- $45-$130
Play center or walker- $50-$125
Mobile- $25-$70
Baby carrier or sling- $20-$140
Monitor- $20-$230
Baby gate- $35-$250
Bouncer seat- $30-$90
Toy box- $25-$90
Gym or play mat- $25-$90
Doorway jumper- $25-$60
High chair- $45-$240
Diaper bag- $10-$60
Diaper pail- $20-$45 Refills- $15-$20 (3 pack)
Thermometer- $10-$90
First aid supplies (kit)- $20-$30
Humidifier or vaporizer- $15-$130
Bottles 8 oz & 4 oz (8-10)- $10-$20 (3 pack) or $20-$40 (starter set)
Bottle warmer- $18-$35
Sterilizer- $30-$70
Breast pump & accessories- $45-$350
Breastfeeding pillow- $20-$35
Bath tub or seat- $15-$35
Hooded towels (4)- $6-$30 each
Wipes (a lot)- $4-$5 (pack)
Clothes for first year- $500-$1,200
What to get for a baby shower?
dingding
I'm going to a baby shower for a co-worker in another department. She didn't want to know the gender ahead of time, so it's gender-neutral. I heard the baby's room will be "jungle" themed, but I think she already has all of that. Just looking for some ideas of things that a 30-ish working mom would definitely appreciate (~$50 budget), even if it's basic stuff.
Answer
Here are a few different ideas in your budget:
Baby monitor ($47):
http://www.amazon.com/gp/product/B007NG5UEU/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B007NG5UEU&linkCode=as2&tag=onlyou02-20
Baby carrier wrap ($48):
http://www.amazon.com/gp/product/B004VB0GRG/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B004VB0GRG&linkCode=as2&tag=onlyou02-20
Baby gate ($40):
http://www.amazon.com/gp/product/B006UMUB92/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B006UMUB92&linkCode=as2&tag=onlyou02-20
Table seat attachment ($42):
http://www.amazon.com/gp/product/B006JV4HD0/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B006JV4HD0&linkCode=as2&tag=onlyou02-20
Diaper disposal ($47):
http://www.amazon.com/gp/product/B00005V6C8/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B00005V6C8&linkCode=as2&tag=onlyou02-20
Here are a few different ideas in your budget:
Baby monitor ($47):
http://www.amazon.com/gp/product/B007NG5UEU/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B007NG5UEU&linkCode=as2&tag=onlyou02-20
Baby carrier wrap ($48):
http://www.amazon.com/gp/product/B004VB0GRG/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B004VB0GRG&linkCode=as2&tag=onlyou02-20
Baby gate ($40):
http://www.amazon.com/gp/product/B006UMUB92/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B006UMUB92&linkCode=as2&tag=onlyou02-20
Table seat attachment ($42):
http://www.amazon.com/gp/product/B006JV4HD0/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B006JV4HD0&linkCode=as2&tag=onlyou02-20
Diaper disposal ($47):
http://www.amazon.com/gp/product/B00005V6C8/ref=as_li_ss_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B00005V6C8&linkCode=as2&tag=onlyou02-20
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